The phrase “money to live” comes from something my mother used to say whenever I complained about spending money:
It takes money to live.
I used to be (and still sometimes am) shocked at how expensive things cost. “Things” could be a shower curtain, a gallon of gas, or the $5 surcharge on my gas bill. My mom has always responded patiently to my laments with a sigh and “It takes money to live.”
After supporting myself for several years, I came to understand that I use money to live the way I want.
My best friend is my sounding board for everything in life, and I knew I had the right name for this blog when she said, “I need money to live, but otherwise I don’t care.”
This blog is aimed at those of us who do not want to be confined by their finances but want to use money to live. Money to Live essays cover all aspects of personal finance, including saving, budgeting, spending, and career-related issues.
About Katy
I am Katy Bold, and I have been interested in personal finance since I was a teenager. I love to talk about money and finances and started this blog to open up the conversation.
I have lived all over the United States and in Budapest, Hungary. I have a Ph. D. in Applied and Computational Mathematics from Princeton University and have worked in the management consulting industry. I also teach yoga.
Anonymity
Personal finances can be quite personal. The stories on here are all true, but names and situational details may be changed to protect the identities of the people who confide in me.
Disclaimer
This blog is for entertainment purposes only and is not intended as financial advice.